Privacy Policy (UK & Northern Ireland)
Effective Date: 1 January 2026 · Fully Compliant with UK GDPR & Data Protection Act 2018
Zero Calculation Storage
All numerical variables (salary, pension contributions, mortgage debt) are computed locally. No data is stored or logged.
Essential Cookies Only
Cookies are strictly limited to your regional preference (calculatorate_region) and bookmarked tools.
No Data Brokering
We do not sell, rent, or monetize your IP address or interaction patterns with financial brokers or advertisers.
1. Local Edge Processing vs Server Telemetry
CalculatoRate delivers calculations directly within your client session. Our CDN infrastructure records anonymised technical telemetry solely for cybersecurity and caching:
- Masked IP address for UK-wide content delivery and anti-DDoS filtering
- Standard browser agent to ensure correct styling layout
- Aggregated HTTP status codes to detect 404 links
2. UK GDPR & Data Protection Rights
Under the UK General Data Protection Regulation and the Information Commissioner's Office (ICO) guidelines, you retain full rights regarding personal information. Because CalculatoRate requires no sign-up or accounts, no personally identifiable financial records are retained.
3. Advertising, Analytics & Google Consent Mode v2
To ensure all calculation utilities remain completely free, transparent, and paywall-free, we partner with Google AdSense and Google Analytics. In full compliance with UK GDPR and ICO requirements, our site enforces Google Consent Mode v2:
- All advertising storage (
ad_storage), user data, and personalisation cookies remain disabled by default until you grant affirmative consent. - You may update or revoke your preferences at any time using our cookie settings banner.
- Third-party vendors, including Google, use cookies to serve ads based on prior visits. You may opt out of personalised advertising via Google's Ads Settings.
4. UK Data Protection Inquiries
For privacy inquiries or compliance verification, contact our team via the Contact Desk.